1. Introduction

La presente Informativa sulla Privacy e sui Cookie descrive le modalità con cui Komainu Europe S.r.l. raccoglie, utilizza, conserva e protegge i dati personali.

This policy applies to all users of the platform and ensures compliance with current data protection regulations, including GDPR and the UK GDPR.

La presente sezione fornisce interpretazioni giuridiche pratiche, illustra le implicazioni operative ai sensi del GDPR e del UK GDPR e descrive gli impegni assunti da Komainu Europe S.r.l. in relazione alla gestione dei dati degli utenti. Vengono inoltre presentati esempi concreti, illustrati i flussi di dati in entrata e in uscita dalla piattaforma e descritte le misure di protezione applicate in ogni fase. La documentazione di conformità e le procedure di audit vengono eseguite regolarmente per garantire l’allineamento normativo.

2. Company Information

Komainu Europe S.r.l. è una società registrata nel Regno Unito e opera nel rispetto delle normative finanziarie e in materia di protezione dei dati applicabili.

Our mission is to provide access to ethical and halal compliant investment solutions in the Middle Eastern markets and globally.

Komainu Europe S.r.l. adotta gli stessi elevati standard di tutela dei dati e di responsabilità descritti nella presente informativa in tutte le proprie attività operative.

3. Types of Data Collected

We collect the following categories of data:

• Personally Identifiable Information (PII);
• Technical usage data (device, IP address, browser, activity);
• Financial information;
• Biometric data (where required for KYC purposes);
• Data obtained from third-party platforms and referral sources.

All data is processed in compliance with the principles of data minimization, security, and confidentiality, with protection measures consistent with those described in this policy.

4. Purpose of the Processing

The data collected is used to:

• Provide access to platform features;
• Verify your identity and comply with legal obligations;
• Offer personalized content and services;
• Detect and prevent fraud, abuse, or unauthorized activity;
• Send notifications, updates, and offers.

Il trattamento avviene sempre nel rispetto delle normative applicabili e delle misure di sicurezza adottate da Komainu Europe S.r.l.

5. Legal Basis of Processing

We process personal data based on the following conditions:

• Contractual necessity (e.g. registration and use of the platform);
• Legal obligations (e.g. financial reporting);
• Legitimate interest (e.g. development and improvement of services);
• User consent (e.g. marketing communications).

6. Data Retention and Security

Personal data is stored securely using encryption systems, access controls, and appropriate organizational measures.

Data is retained only for the period necessary to achieve the purposes for which it was collected or as required by law.

7. User rights under the GDPR

The user has the right to:

• Access your personal data;
• Request rectification or deletion of data;
• Limit or object to processing;
• Request data portability;
• Revoke consent at any time;
• Lodge a complaint with a competent supervisory authority.

8. Sharing Data with Third Parties

Data may be shared with:

• Law enforcement authorities and regulatory bodies;
• Financial institutions and service providers;
• Fraud analysis and prevention services.

In such cases, only the minimum amount of information necessary is shared.

9. International Data Transfers

Personal data may be transferred outside the European Economic Area only if adequate safeguards are in place, including standard contractual clauses and adequacy decisions.

10. Cookie Policy

Cookies are used to ensure the proper functioning of the platform and improve the user experience.

We use:

• Essential cookies (authentication, security);
• Analytical cookies (usage statistics);
• Third-party cookies (e.g. Google Analytics).

The user can disable cookies through their browser settings, which may limit some of the site's features.

11. Exercise of Rights

Per esercitare i propri diritti in materia di protezione dei dati, l’utente può inviare una richiesta formale. Komainu Europe S.r.l. risponderà entro 30 giorni, come previsto dal GDPR.

The request must include proof of the user's identity.

12. Policy Updates

This policy may be updated periodically. Significant changes will be communicated via the platform and will become effective upon publication.